Buying Your First Home?

Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Salt Lake City, Sandy and Draper real estate expert, it’s my job to guide you, from beginning to end.

I will take the time to go through each and every step of the home buying process. There are no dumb questions!

Together, we will consider:

• How much can you really afford?
• How to qualify for a mortgage.
• How much cash you should put down.
• How to buy a home with little or nothing down.
• What it takes to get approved for financing. What banks and other financial institutions are looking for.
• How much your payments will be.
• The tax advantages of buying.
• Is renting or buying better for you?

Tell me a bit about your situation below. I’ll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

Help For First Time Buyers

Buying a home is a huge financial commitment but it doesn’t need to be a scary experience for first- time home buyers. Your Coldwell Banker professional offers these words of advice to first-time homebuyers to help make the process easier.

• Make a list of your needs versus your wants before beginning your home search.
• Contact a mortgage counselor. A pre-approval letter in hand gives a buyer strength in negotiating, particularly in highly competitive markets.
• Browse through real estate advertising on utahhomes.com. This will give you a good feel for the prices and types of homes available.
• Visit open houses. Looking won’t cost you any money but it might give you ideas for things you’d like in your own home but haven’t considered.
• Investigate the neighborhood and be an informed buyer. Find out information about local schools, communities, crime statistics, and possible neighborhood restrictions. Your Coldwell Banker sales associate can aid you in finding information about a particular neighborhood.
• Start Saving Money-you’ll need cash for a down payment and closing costs.
• Don’t incur any new debt. Pay down your existing credit cards and don’t apply for any new ones. Wait to make large purchases on credit such as cars or furniture.
• Insist on a home inspection. This investment could save you a lot of headache down the road. Attend the home inspection and ask questions.
• Ask your sales associate about the Coldwell Banker Home Protection Plan. It will reduce headaches as well as save you money.
• Get help with coordinating the details. Your Coldwell Banker sales associate can assist you with every detail beginning with finding that perfect home all the way through closing. Contact us and we’ll show you what Truly Remarkable Service means.